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Advocacy Report Archive

  • December 22, 2008
  • November 20, 2008:
    HUD Hope for Homeowners (H4H) Origination program, OFIR and MBA Discuss 180 Day Rule, Bankers Testify in House Banking Committee on Business Lending, Mortgage Foreclosure Moratorium Passes House—MBA Mitigates Requirements, MBT Tax Forms Inaccurate, RESPA Changes Finalized, Don’t Miss Important Industry News, Paul Clabuesch Elected FHLBI Director, Citizens Bank Hosts Meeting with Congressman-elect Gary Peters, 2009 Legislators and Lenders Day Scheduled for March 25-26, 2009 in Lansing, MBA Confirming Details for Meeting with U.S. Senator Debbie Stabenow in Flint, Bankers Needed for Upcoming Grassroots Meetings and Sturgis Bank and Trust Hosts Meeting with Representative-elect Matt Lori. (Download PDF)
  • November 5, 2008:
    Michigan Banking Issues Could Resurface in Lame Duck, 94 Percent of MiBankPAC Supported Candidates Win, Obama Wins Historic Election as Democrats Unseat Republicans, MBA's Retail Lending Committee Reviews MSHDA's Save the Dream Program, FTC Delays Red Flags Rules to May 1, 2009, Bankers Speak with Senator Debbie Stabenow in Detroit at HDCC's Fox Theatre Reception, Southeast Michigan Bankers Host Mortgage Issues Discussion with Representative Andy Meisner, and Northern Michigan Bankers Host Discussion with Senator Jason Allen. (Download PDF)
  • October 21, 2008:
    A Summary of the Economic Rescue Package, 2008 Election Update - Vote November 4, Bankers Meet With Senator Nancy Cassis at Flagstar Bank, Novi, Bankers Meet With Senator Jud Gilbert at Citizens First Savings Bank, Port Huron, Bankers Meet With Senator Alan Sanborn at Citizens State Bank, New Baltimore and Bankers Host Senator Michelle McManus at Honor State Bank, Beulah. (Download PDF)
  • October 7, 2008:
    CDARS Update, Thanks to Legislators for Emergency Economic Stabilization Act Support, Restroom Access Legislation Passes, FDIC Increase Requires New Signage, MEDC Opportunity, Update on the FIT, Financial Literacy Courses Approved, MBA and Bankers Educate Michigan Legislators, MBA Chairman Doug Chaffin Hosts Senate Banking Chairman Randy Richardville for CDARS and Moratorium Discussion, Upcoming Grassroots Events, Mercantile Bank Hosts Mid-Michigan Bankers Discuss With Congressman Mike Rogers, Northwest Michigan Bankers Discuss Financial Elder Abuse With Senator Jason Allen, Bank of Alpena Hosts CDARS and Elder Abuse Legislation Discussion With Senator Tony Stamas, U.P. Bankers Discuss Consumer Protection Issues With Senator Mike Prusi, New Liberty Bank Hosts Meeting With Congressman Thad McCotter and Isabella Bank Hosts Meeting With Representative Tim Moore. (Download PDF)
  • September 11, 2008:
    MBA Efforts Keep Banks Exempt from Mortgage Loan Officer Registration, Communication Kit Available, Agencies React to Takeover of Fannie, Freddie, FannieMae and Freddie Mac Takeover—What it Means to Your Bank, Network Funds Exchange Product Legislation Scheduled for Hearing, Ergonomics Rules Being Considered, National Study Proves Mortgage Brokers More Expensive, Fed Adopts Rules To Crack Down on Abusive Mortgage Loans, Banking Industry Wins Major Victory in Pennsylvania Credit Union Case, Maine Savings Bank, Credit Union Plan Merger, Regulators Answer Tough Questions at MBA’s Michigan Banking Summit, Federal Reserve Bank of Chicago to Host Community Bankers Symposium, Post Primary Election Update, Washington, D.C. Delegation September 23-25, 2008, Contact Banker Recruiting Drive Continues, MBA Recruits More than 50 ABA Direct Contact Bankers for 2008-2009, Upcoming Grassroots Meetings, U.P. Bankers Discuss Legislative Issues with Representative Gary McDowell (Download PDF)
  • July 9, 2008:
    Gift Card Legislation Exempts Banks,Identity Theft Legislation in the Works, Appraiser Bills Await House Action, OFIR Gets More Examiners, House Resolution Recognizes Bankers Role in Financial Literacy, FHA Adjusts Policy to Spur Foreclosure Sales, CRA Credit Available for Underserved Areas, California Credit Union Shut Down, Elizabeth Duke Confirmed as a Federal Reserve Governor (Download PDF)
  • May 21, 2008:
    MBA Garners Amendments to Elder Abuse Bills, Two MBA Ops and Techs Committee Members Offer Testimony, Banks Retain Exemption on Gift Cards,House Passes Pay Equity Bills, Panel Approves Bill to Buy and Refurbish Abandoned Foreclosed Housing, Freddie Mac Presentation on Mortgage Market Conditions in Michigan, Bankers Achieve Grassroots Victory on Credit Union Bill, Senate Banking Panel Reaches Agreement on Bill Combining GSE Reform, FHA Housing Program,Yingling Makes Top Lobbyist List, Fannie Mae Announces New Down Payment Policy, MBA Committee Meeting (Download PDF)
  • Revenue Administrative Bulletin:
    Single Business Tax - Final Return of Fiscal Year Taxpayer (Download PDF)
  • Revenue Administrative Bulletin:
    Michigan Business Tax – “Actively Solicts” Defined (Download PDF)
  • April 18, 2008:
    OFIS Officially Becomes OFIR, OFIR to Hire Mortgage Broker Examiners, Mortgage Loan Officer Registration Passes, Communication Kit Available, MSHDA’s Save the Dream Program, MasterCard Settles in TJX Data Leak, Credit Union Facts, Call for Committee Volunteers, Legislators and Lenders, Peoples Federal Savings Bank hosts Congressman Upton in Three Rivers, 2008 MBA Washington, D.C. Delegation – September 23-25, Bankers Discuss Foreclosures and CURIA with Congressman Camp, Northwest Michigan Bankers Meet With Senator Michelle McManus, Flagstar Bank Hosts Meeting With Congressman Tim Walberg (Download PDF)
  • March 21, 2008:
    MSHDA’s Save the Dream Program Close to Enactment, Governor Granholm Offers Letters to Homeowners in Trouble, Bank Seminars on Foreclosure, Elder Abuse Legislation Moves Out of Committee, Predatory Lending Debate Continues, Frank Unveils Draft Bill to Address Rising Foreclosures, President’s Working Group Recommends Tighter Mortgage Oversight, New MBA Committee Members Wanted, ABA Blankets Capitol Hill Newspapers with Credit Union Ad, Credit Unions are Looking for New Sources of Income, Grassroots Focus: Credit Union Regulatory Improvements Act (CURIA), MBA Action Alert E-mail Database Update, 2008 MBA Washington, D.C. Delegation – September 23-25, MBA Grassroots Meeting with Senate Majority Leader Mike Bishop, MBA Grassroots Meeting with Congressman Pete Hoekstra, MBA Grassroots Meeting with State Representatives Mark Meadows and Barb Byrum, MBA Grassroots Meeting with Congressman Mike Rogers (Download PDF)
  • February 15, 2008:
    Elder Abuse Legislation, Legislative Action Taken on the Mortgage Issue, Mortgage Loan Officer Registration Moves, Predatory Lending, FHA Mails Mortgage Letters, Home Depot Ends ILC Bid, Join ABA’s Credit Union Committee, Credit Union Update—Fields of Membership (Download PDF)
  • January 18, 2008:
    OFIS Adding 19 Field Examiners for Mortgage Lenders, Federal Reserve Board Issues Proposed Rules Relating to “Higher-Priced Mortgages”, New MSHDA Save the Dream Program Offers Opportunities for Banks, Legislators and Lenders Day March 19-20, Department of Treasury Revenue Administrative Bulletins, ABA Offers Resources for Bankers and Consumers with Subprime Mortgage Questions, ABA and FarmerMac Renew Alliance, ABA/ACB Merger Brings Real Estate Lending Conference to ABA Members, HOPE NOW Alliance Seeks to Assist Subprime Borrowers Facing Payment Problems, 2008 MiBankPAC is Underway, Upcoming Grassroots Meetings (Download PDF)
  • December 21, 2007:
    New MSHDA Save the Dream Program Offers Opportunities for Banks, Senate Passes FHA Reform Bill, Farm Bill Passes Senate, Fed Proposes Tightening Mortgage-Lending Rules, MiBankPAC Supports Candidates with Sound Business Fundamentals, Legislators and Lenders Day March 19-20, 2008, Banks Wanted to Host 2008 Grassroots Meetings, Bankers Support House Banking Chairman Andy Coulouris in Saginaw, Bankers Discuss Mortgage/Foreclosure Issues with State Representative Andy Meisner (Download PDF)
  • November 16, 2007:
    The new Michigan Six Percent Services Tax, MBA Keeps Banks Exempt from New Rules, Federal Home Loan Bank of Indianapolis Announces New Directors, Credit Union Facts: Credit Union Regulation, Legislators and Lenders Day Scheduled for March 19-20, 2008, U.S. House Passes Subprime Mortgage Legislation, Bankers Needed to Participate in Upcoming Grassroots Events, Send a Letter Opposing FCS Expansion in 2007 Senate Farm Bill, Senate Banking Committee Chairman Chris Dodd (D-Conn.) to Introduce ILC Loophole Bill, Credit Union Regulatory Improvements Act (CURIA) Update (Download PDF)
  • October 24, 2007:
    New Sales Tax Raises Questions,Income Tax Rate Change,Contact OFIS With Predatory Lending Issues, Overdraft Bill Awaits U.S. Congress Consideration,U.S. House Passes Debt Forgiveness, House Passes Comprehensive FHA Reform,FDIC Approves Identity Theft Rules,Fraudulent Employment Verification Service,Credit Union Data Update,Payroll Deduction Encouraged for 2008 MiBankPAC,Tickets Available for HDCC Event This Thursday in Detroit (Download PDF)
  • September 24, 2007:
    Budgets and Taxes,FTC Warns Mortgage Advertisers,Media That Ads May Be Deceptive,FFIEC Releases 2006 HMDA Data, OCC Highlights Employer-Assisted Mortgage Programs,Senators Levin and Stabenow Receive More Than 500 Letters From Michigan Bankers on Farm Credit Expansion,Bankers Oppose Sales Tax Expansion to Financial Services,Michigan Bankers Heading to Washington, D.C. Sept. 25, MBA Bankers Have Strong Presence at Senator Stabenow’s Ann Arbor Chamber Event,MBA Members Raise Money for Congressman Joe Knollenberg,Sturgis Bank and Trust Hosts Meeting with Congressman Fred Upton, United Bank of Michigan Hosts Meeting with Speaker Pro-Tempore Mike Sak (Download PDF)
  • August 23, 2007:
    Legislation to Watch, Banking Code Amendments on the Way, Gift Cards, Farm Credit Amendment Adopted, Michigan’s ABA Vice Chairman Art Johnson Testifies, Bankers Invited to Attend September Washington, D.C. Delegation, MiBankPAC, Stryker PAC Shatters Fundraising Record, 118 MBA Members Attend MiBankPAC Supported Political Fundraisers, Bankers Needed for Upcoming Grassroots Meetings,MBA Legislators and Lenders Day March 19-20, Many Bankers Attend Congressman Dave Camp Meeting in Midland (Download PDF)
  • July 20, 2007:
    Tax Clean Up, Mortgage Fraud, Industry Integrity Top Legislative To Do List, Seminar Offered on New Business Tax, Economy Expanding at a Moderate Pace, Regulator Statement on Subprime Mortgage Loans, Fannie, Freddie Changing Purchase Rules On Nontraditional Mortgages, Meet Congressman Dave Camp Monday, July 23 in Midland, Contact Your Member of Congress to oppose the New Horizons Proposal in 2007 Farm Bill, Ask Senators Carl Levin and Debbie Stabenow to support the Industrial Ban Holding Company Act of 2007, Coalition for Credit Union Charter Options Files Suit, Washington, D.C. Delegation, Bankers and Host Banks Needed for Upcoming Grassroots Meetings (Download PDF)
  • June 29, 2007:
    ABA, ACB Announce Merger Plans, MBA Leads the Way to a Tax Victory for the Industry, Wal-Mart to Launch Prepaid Money Card and Money Centers, Community Bank Tax Relief Poised for Enactment, Midwest De Novo Bank Conference Scheduled for August, Oppose the Credit Union Small Business Lending Act of 2007, Bankers Needed to Attend Fundraisers, Payroll Deduction Format Earns Banks 2007 MiBankPAC Greatest Increase Award, Bankers Needed for Grassroots Meeting With Congressman Dave Camp, Bankers Meet With Congressman Dale Kildee in Flint (Download PDF)
  • May 18, 2007:
    Credit Unions Subject to UBIT,ABA Asking for Improvements to SAR Process, Call Your U.S. Rep Today and Urge Support of H.R. 698,Phone Numbers for Michigan’s U.S. Representatives,Increase in Supervisory Fees,Richard Lavolette Joins MBA Advocacy Team,Oppose Credit Union Small Business Lending Act of 2007,Upcoming MBA Grassroots Meetings,Legislators Attending MBA Group Meetings,MBA Grassroots Meeting With Rep. Kevin Green,MBA Grassroots Meeting With Sen. Mike Prusi, MBA Grassroots Meeting With Congressman Dave Camp,Bankers Needed for MiBankPAC Fundraisers (Download PDF)
  • April 20, 2007:
    MBA Member Testifies Against 401K Bill,FDIC Requires Banks to Protect Customer Information, Consumers Concerned About Their Personal Information, The ABA Focuses on CTR Filing Requirements, Section 404 Implementation Requirements Under Scrutiny, MBA Group Meetings, Further Action Required — Reps. Kildee, Conyers, McCotter Co-sponsor CURIA, Save the Date – MBA Washington, D.C. Delegation, September 25-27, Legislators and Lenders Day a Success, MBA Grassroots Meeting With Sen. Mike Prusi in Negaunee, MBA Grassroots Meeting With Congressman Dave Camp, MBA Grassroots Meeting With Senate Majority Leader Michael Bishop, MBA Grassroots Meeting With Congresswoman Candice Miller (Download PDF)
  • March 26, 2007:
    Federal Agencies Seek to Expand Mortgage Guidance to Subprime Borrowers, Governor’s Task Force on Elder Abuse Includes Participation by Financial Institutions, File Freeze Legislation Being Considered, Regulators to Develop a Nationwide Database for Mortgage Professionals, Two-Penny Plan Includes Investment Counseling, FCS Rule Amendment Expands Farm Credit System Eligibility, 2007 CURIA CapWiz – Action Needed, Michigan Retirement Program Act, Save the Date – MBA Washington, D.C. Delegation, September 25-27, MBA Grassroots Meeting with Senator Michelle McManus in Benzonia, MBA Grassroots Meeting with Senator Jason Allen in Mackinaw City, MBA Grassroots Meeting with Rep. Rick Shaffer in Three Rivers (Download PDF)
  • February 21, 2007:
    MBA Bankers Work With Policy Makers, New Advocacy Staff Brings MBA Registered Lobbyist Total to Five, P.A. 572 Amends Construction Lien Act, Regulatory Relief, Register for MBA Legislators and Lenders Day – March 21-22, Recent MBA Grassroots Meetings – Thank You for Participating, Attend a Grassroots Meeting in Your Area, Wanted: Banks to Host Grassroots Meetings (Download PDF)
  • January 30, 2006:
    •   Rep. Polidori Listens to Bankers’ Concerns, Michigan’s Weak Economy Not Rebounding Soon, MBA Opposes FCS Rule Amendment – Action Needed, Help Restore the Traditional Separation of Banking and Commerce, Legislators and Lenders Day, 2007 MBA Washington Delegation, ICNB Hosts Grassroots Meeting with Sen. Alan Cropsey, Bankers Meet Congressman Bart Stupak to Discuss Credit Unions, GAO Study, OSB Community Bank Hosts Meeting With Rep. Mike Simpson, February and March MBA Grassroots Meetings (Download PDF)
    • December 21, 2006:
      •   New Tax Proposal Demands Analysis, Credit Union Tool Guide Underway (Download PDF)
      • November 16, 2006:
        •   Washington Delegation Calls on Congressional Reps (Download PDF)
      • November 8, 2006:
        • Incumbents Overwhelmingly re-elected in Michigan; MIBankPAC Statistics (Download PDF)
      • November 6, 2006:
        • Election Day is November 7 - Your Vote Counts (Download PDF)
      • October 20, 2006:
      • September 28, 2006:
        • SBT Replacement Bill in the Works; Washington Delegation calls on Congressional Reps; House Unanimously Passes Regulatory Relief Bill; HMDA Information Released; CURIA Gets Additional Sponsor in Congress; MBA Pushes Trust Fix; Bills Combat Mortgage Fraud; Contact Congress - Help Prevent the Mixing of Banking and Commerce (Download PDF)
      • August 4, 2006:
      • July 27, 2006:
        • State Budget Woes Could Impact Industry with a Backdore Tax Increase; MBA Pushes Trust Fix; Bills Combat Mortgage Fraud; (Download PDF)
      • May 26, 2006:
        • Governor's Race Getting Underway; MBA Policy Committee Report: Sinking Funds Legislation Being Considered - Tweaking Proposal A??; MiBankPAC Update; Capital Access Program is Active, Interest Bearing Accounts Now Allowed for Seized Funds; OFIS Revokes Loan Giant Lending License (Download PDF)
      • April 28, 2006:
        • Wal-Mart Takes Center Stage, Credit Union News, Capital Access Program Off to Good Start, ABA Compares Data Security Bills, MiBankPAC Receipts Lag Behind Last Year, Update on Minimum Wage Bill, SBT Phasing Out, Group Meetings Coming Soon. (Download PDF)
      • March 24, 2006:
        • House Introduces Bill to Prevent Wal-Mart Branching, Wal-Mart Drops Proposed CRA Exemption, FDIC Releases Agenda for Wal-Mart Hearing, Data Breach Legislation Approved, Bill to Kill SBT Moving Through Legislature, Minimum Wage Likely to Rise, New Poll Shows DeVos, Granholm in Dead Heat, FDIC Increases Retirement Account Coverage, (Download PDF)
      • March 1, 2006:
        • Governor Vetoes Tax Bills, FDIC Announces Hearings on Wal-Mart ILC, Numerous Grassroots Meetings Held, Elder Abuse Task Force Meeting, CAP Rollout Meetings Well-attended, Cunningham Hearing Scheduled, President Supports Mortgage Interest Deduction, Attack on Lansing Scheduled for March ’07, MBA Advocacy Committee potlight-MBA Grassroots Advocacy Committee – Chairman Dennis Angner, IBT Bancorp, Inc(Download PDF)
      • January 31, 2006:
        • Reinvent Michigan Coalition, OFIS Announces Reorganization, Deposit Insurance Vote Scheduled, FDIC Will Hold Hearing on Wal-Mart Application, OFIS Announces Penalties on Ameriquest, NCUA Proposes to Amend Expansion Policy, Farm Credit System Looks to Expand Lending Authority, FDIC State Profile Released, MBA Advocacy Committee Spotlight-MBA Trust Counsel Committee – Chairman Ward Wilson, River Place Trust (Download PDF)
      • December 21, 2005:
        • Governor Signs Business Tax Relief Bills, Advocacy Roundup, MBA Advocacy Committee Spotlight-MBA Policy Committee – Chairman David Ramaker, Happy Holidays!!(Download PDF)
      • November 11, 2005:
        • Agreement Reached on Business Tax Restructuring ??, Credit Union News, FDIC Reform Bills Under Consideration, MBA Trust Division Annual Report Released, Rep. Oxley Announces Retirement (Download PDF)
      • September 19, 2005:
        • State Leaders to Meet on Tax Proposals, HMDA Data Released, Data Breach Action Expected Soon in DC, New Faces in MBA Advocacy (Download PDF)

      • May 4, 2005:
        • Michigan Bankers Active Opponents to Governor’s SBT Proposal, Michigan House Passes UCC Bills, Bankruptcy Reform Signed by President, MI Banker Testifies in D.C. on GSE Reform, Michigan Supreme Court Agrees with MBA on Embezzlement Standard, SEC Hosts Roundtable Discussion; Regulators Vow to Ease 404, Federal Regulators Clarify BSA Exam Standards, Congress Votes to Permanently Eliminate Federal Estate Tax, Committee Acts on Deposit Insurance Reform, and Interest on Business Checking, House Allows CUs to Offer Money Services to Non-members, Study Examines Effects of CU Tax Exemption, ABA Comments to Congress on CU Exemption(Download PDF)

      • April 8, 2005:
        • Business Tax Proposal Affects Banks, Town Halls to Discuss Governor’s Economic Plan, More Tax Changes Offered as Budget Fix, And Now, Some Good Tax News, House Set to Act on Bankruptcy Reform, OCC Guidance on Predatory Lending, Federal Agencies Seek Comment on CRA Proposal, OTS Also Proposes CRA Changes, Federal Agencies Advise on Data Security Breaches, Know of Any Unnecessary Regulations?, HMDA Data FAQs Available, SEC Delays Action on Bank Broker Rules, Bill to Expand Criminal Record Concealment Moves, Fingerprints Allowed as Signature Under Bill, Spyware Bills Pass Senate, Bill Would Increase Agricultural Apprenticeship Tax Credit, House Passes Payroll Outsourcing Bill(Download PDF)

      • January 21, 2005:
        • Your Comments Needed on CRA Threshold, 2004 Public Acts Available, Governor Vetoes Motorcycle Dealer Bill, Property Tax Foreclosure Notices Published, Michigan House Establishes Banking Committee, OFIS Names New Securities Manager, OFIS Cracks Down on Securities Fraud, Look for MiBankPAC soon! (Download PDF)

      Looking for additional back issues?  Contact Peg Denby at pdenby@mibankers.com.

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