Financial Institution Bond
Provides required fidelity coverages. It is the major crime policy for the bank. Optional coverage available include electronic or computer systems, extortion or kidnap/ransom.
Directors & Officers Policy
Provides liability protection for directors and officers including coverage for the financial institution (entity).
Employment Practices Liability Policy
Available as an endorsement to the directors and officers policy or as a separate policy.
Internet Banking Liability Policy
Provides broad form liability coverage for the bank and its directors, officers and employees for defined losses from Internet/electronic banking activities.
Combination Safe Depository Policy
Protects against loss of customer property and resulting liability.
Financial Institution Package Policy
Protects bank-owned buildings, business personal property; and provides coverage for bodily injury and property damage liability against claims brought by customers of the public.
Commercial Automobile Policy
Provides coverage for liability and physical damage to owned, non-owned and repossessed automobiles.
Workers Compensation Policy
Provides statutory medical and disability benefits to all employees and protects the financial institution against employer liability claims.
Umbrella/Commercial Catastrophe Liability Policy
Provides excess liability protection on top of primary commercial general liability, employee benefits liability, commercial automobile liability and employers liability coverage.
Mortgage Protection/Impairment (E&O) Policy
Protects the financial institution against mortgage lending errors and omissions.
Foreclosed Property and Liability
Provides property and liability coverage for foreclosed locations.
Ancillary Coverage Lines
Including excess and surplus lines coverages.