Banking Services
Consumer Lending Forms
MBA Service Corporation provides consumer lending forms at a competitive price to member banks. The forms are fully compliant with Michigan Lending Law and are kept up-to-date by Warner Norcross & Judd, LLP. Forms are generally purchased by the bank for distribution to their dealers. Forms can be customized and are currently being ordered by a large number of banks across the State.
Please contact 517-342-5683 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it for questions. Download the Consumer Lending Forms order form.
Flood Determination Certificates
In an effort to offer lenders a streamlined approach to the changing needs of flood compliance, MBA Service Corporation offers Federal Flood’s Flood Zone Determination Program. Federal Flood provides all aspects of effective flood zone research, utilizing Internet capability and hand mapping for guaranteed, accurate compliance. Federal Flood offers Life-of-Loan Determinations for $11 per determination and includes a free property map.
For more information download flyer and/or contact the Products Division at (517) 342-5683 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Certificate of Deposit Account Registry Services (CDARS)
CDARS is a patented technology-based service that banks can integrate into their traditional product offering. With it, banks can provide depositors and local government agencies with access to multi-million of FDIC coverage placed through the CDARS® service. Since December of 2008, Michigan Law enabled local government agencies to access multi-million dollar FDIC coverage for Certificate of Deposits place through the CDARS service allowing approximately $2 billion dollars in Michigan public funds to stay in Michigan chartered banks for loans and economic development. This process enables a bank to offer FDIC insurance on multi-million dollar deposit to its customers by working behind the scenes with a number of depository institutions. This process enables customers to access FDIC insurance for up to multi-million dollars while working with just one bank. For more information, contact Debbie Haught at 517-342-9081 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
Lending Solutions, Inc.
Since 1994, Lending Solutions, Inc. or LSI, has been providing 24 hour lending center services and consulting programs to over 300 financial institutions nationwide. With the processing of 5 million loan applications to date, LSI can offer your bank the ability to remain open 24/7 and give your customers the service and support they need during your bank’s “off” hours. View flyer.
Marketing Services
With the economic challenges your customers are facing, now is the time to promote ways your bank can help your customers consolidate debt, manage finances and/or boost savings. The MBA Harland Clarke’s direct mail campaigns will educate your customers on your products that will help manage their money more wisely. To learn more about the program download flyer and/or contact This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
Overnight Delivery Discount Program*
MBA Service Corporation has a UPS Discount Plan for its members that will save you and your subsidiaries up to 30% on UPS fees. View flyer for more information. To enroll, call 1-800-325-7000 and ask for the American Bankers Association program.
UPS Association Discount Program*
MBA Service Corporation has a UPS Discount Plan for its members that will save you and your subsidiaries up to 30% on UPS fees. Download flyer for more information. To enroll, call 1-800-325-7000 and ask for the American Bankers Association program or click here to register.
Internet Banking Services Program -Multiple Intuit Financial Services*
Intuit Financial Services is the leading provider of Internet financial services to community banks and credit unions. We offer AXIS™, a cost-effective, outsourced internet banking service branded with the financial institution's name. AXIS enables these institutions to provide internet-based banking to their individual and commercial customers and delivers a full range of internet financial services including eCommerce, Advanced Target Marketing, and Online Lending. The AXIS architecture is highly secure and scalable, and is the only system in the industry designed to communicate in either real time or batch depending on the institution’s core data processing system. For more information, please contact Debbie Haught at 517-342-9081 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
REOdeedwagon.com
REOdeedwagon, a subsidiary of the North Carolina Bankers Association, brings you a nationwide member-based website designed to market a banks’ Real Estate Owned (REO) properties by providing, buyers and sellers, a simple, easy-to-use resource for identifying, acquiring or disposing of these foreclosure and forfeiture properties.REOdeedwagon is not a real estate broker but an advertising mechanism for participating banks to gain a whole new marketing distribution channel.
VerifyValid, LLC
VerifyValid, LLC is a unique Michigan-based payment enablement company offering innovative Business-To-Business same-day electronic check payments and deposit transactions. An internet connection is the only equipment required to create same-day, fraud preventative payments and a secure online virtual lockbox can be created to allow for the collection of received payments. View flyer.
Community Reinvestment Act (CRA) Program
For more information, please visit our Community Reinvestment Act (CRA) Program page.
Financial Link Software® Deposits, Loans and Mortgage
The MBA’s endorsed partner, FIPCO, offers Financial Link Software for Deposits, Loans and Mortgages. This deposit software would allow the bank to open new accounts and close loans in minutes with convenient, easy-to-use Windows screens. The point and click approach in a Windows environment provides quick and efficient navigation with the performance, stability and control. The program contains MBA Consumer Lending Forms, ensuring compliance with State and Federal regulations. Please contact 517-342-5683 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it. For more information, download flyer.
The MBA Fifth Edition Record Retention and Destruction Manual-Released in October 2011
Since 1972, Michigan Bankers Association has been providing Michigan financial institutions with this invaluable tool to guide Members through both Michigan and Federal laws regulating record retention. As regulations change, the MBA will be offering future annual supplements that will be automatically shipped to those banks who purchased a manual unless you opt out of the subscription program. The manual is written and updated by the MBA’s legal counsel, Warner, Norcross & Judd LLP and can be purchased in either a CD or Hardcover version.
Download flyer for a brief description as to what has been updated in the manual and/or if you would like to purchase The MBA Fifth Edition Record Retention and Destruction Manual. Also, you can click on the picture to review the table of contents and the introduction to the Record Retention Manual. Please contact the Products Division at 517 342-5681, or by email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it with any questions or if you are in need of assistance.
* indicates that the company is also endorsed by the Corporation for American Banking.