Consumer Lending Forms
MBA Service Corporation provides consumer lending forms at a competitive price to member banks. The forms are fully compliant with Michigan Lending Law and are kept up-to-date by Warner Norcross & Judd, LLP. Forms are generally purchased by the bank for distribution to their dealers. Forms can be customized and are currently being ordered by a large number of banks across the State.
Flood Determination Certificates
In an effort to offer lenders a streamlined approach to the changing needs of flood compliance, MBA Service Corporation offers Federal Flood’s Flood Zone Determination Program. Federal Flood provides all aspects of effective flood zone research, utilizing Internet capability and hand mapping for guaranteed, accurate compliance. Federal Flood offers Life-of-Loan Determinations for $11 per determination and includes a free property map.
Certificate of Deposit Account Registry Services (CDARS®)
Lending Solutions, Inc.
Since 1994, Lending Solutions, Inc. or LSI, has been providing 24-hour lending center services and consulting programs to more than 300 financial institutions nationwide. With the processing of 5 million loan applications to date, LSI can offer your bank the ability to remain open 24/7 and provide your customers the service and support they need during your bank’s “off” hours. View flyer.
Overnight Delivery Discount Program*
MBA Service Corporation has a UPS Discount Plan for its members that will save you and your subsidiaries up to 30% on UPS fees. View flyer for more information. To enroll, call 1-800-325-7000 and ask for the American Bankers Association program.
UPS Association Discount Program*
MBA Service Corporation has a UPS Discount Plan for its members that will save you and your subsidiaries up to 30% on UPS fees. Download flyer for more information. To enroll, call 1-800-325-7000 and ask for the American Bankers Association program or click here to register.
Internet Banking Services Program -Multiple Intuit Financial Services*
REOdeedwagon, a subsidiary of the North Carolina Bankers Association, brings you a nationwide member-based website designed to market a banks’ Real Estate Owned (REO) properties by providing, buyers and sellers, a simple, easy-to-use resource for identifying, acquiring or disposing of these foreclosure and forfeiture properties.REOdeedwagon is not a real estate broker but an advertising mechanism for participating banks to gain a whole new marketing distribution channel.
VerifyValid, LLC is a unique Michigan-based payment enablement company offering innovative Business-To-Business same-day electronic check payments and deposit transactions. An internet connection is the only equipment required to create same-day, fraud preventative payments and a secure online virtual lockbox can be created to allow for the collection of received payments. View flyer.
Community Reinvestment Act (CRA) Program
For more information, please visit our Community Reinvestment Act (CRA) Program page.
Financial Link Software® Deposits, Loans and Mortgage
The MBA Fifth Edition Record Retention and Destruction Manual-Released in October 2011
Since 1972, Michigan Bankers Association has been providing Michigan financial institutions with this invaluable tool to guide Members through both Michigan and Federal laws regulating record retention. As regulations change, the MBA will be offering future annual supplements that will be automatically shipped to those banks who purchased a manual unless you opt out of the subscription program. The manual is written and updated by the MBA’s legal counsel, Warner, Norcross & Judd LLP and can be purchased in either a CD or Hardcover version.
* indicates that the company is also endorsed by the Corporation for American Banking.