Many banks have historically approached Loan Risk Rating, Loan Review and ALLL as somewhat separate functions. They were all seen as important, but only somewhat related. In the current banking situation, it is imperative to understand the strong inter-connection between these credit quality measuring functions.In addition, the regulatory environment is driving a need for improved methodologies as part of your loan portfolio management process. This seminar will address big picture concepts along with practical applications you can
use immediately.

What you will learn:
• Loan grading goals and concepts
• Loan grading systems – strengths and weakness
• Using loan grades as part of loan portfolio management
• Loan review goals and concepts
• Loan review methods by bank size
• Loan review and the loan portfolio management process
• Loan review reporting mechanisms
• Managing loan review and lender conflicts
• Accounting perspective on the ALLL reserve
• Understanding FASB 5 and FASB 114
• Regulatory perspectives on ALLL
• Examples of ALLL methodologies
• External factors affecting ALLL
• Putting it all together
• Mini case studies to demonstrate concepts

Who should attend:
Loan portfolio managers, credit administration managers,
loan review personnel, credit policy personnel, senior lenders
in community banks and CFOs.

Speaker:
Gary D. Maples, River Edge Consulting, LLC

View Brochure

Register Here