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K-12 Financial Literacy Programs
The MBA is pleased to offer this resource page in continued support of financial literacy in Michigan. This page is designed to allow members access to financial literacy programs and lesson plans for elementary, middle school, and high school students. Please browse the highlighted programs and lesson plans.
USA TODAY - USA TODAY's Financial Literacy Program is designed to offer students the opportunity
to understand real-world financial lessons within the pages of USA TODAY. The program resources
assist in introducing young adults to the basics of credit, the importance of saving money
and budgeting and strengthening students' overall financial literacy skills.
To see a sample
of a daily lesson plan that arrives with every bundle of newspapers, click
here. For a sample of a pre-designed financial literacy lesson plan, click
here
To learn more about the USA TODAY financial literacy program, contact Lauri Steeland
, USA TODAY education specialist, at 248-926-0200 ext. 210 or e-mail
lsteeland@usatoday.com.
MCEE – The MBA, and its member banks, has been an ally and fighter of economic literacy alongside MCEE for most of its 25 years. The following are some programs and lesson plans offered through the MCEE.
Grades 1-5 (Lesson Plans) FREE
Vinnie’s Pizza Parlor
Uses a pizza parlor to compare the benefits and cost of consumer spending decisions.(Download PDF)
Jeff’s Big Decision
Uses one boy’s saving decision to distinguish between long-term and short-term savings goals and illustrate why saving is important. (Download PDF)
Middle School (Lesson Plans) FREE
Savers, Bankers and Borrowers
Students use opportunity cost and interdependence to analyze the decisions made by savers, banks, and borrowers. (Download PDF)
Who gets the Money?
Explains how benefit/cost analysis is used to make decisions about credit-worthiness. (Download PDF)
High School (Lesson Plans) FREE
Timing is Everything
Through role playing, students identify the opportunity costs of spending and saving and discover the relationship among time, amount saved, and the interest rate and its impact on savings growth. (Download PDF)
The Credit Connection
Explains how supply and demand determine interest rates and how changes in interest rates affect savers’ and borrowers’ choices. (Download PDF)
ABA Education Foundation's Teach Children to Save Program - More than 5,500 bankers connect with 500,000 students in classrooms and after school programs to share "real life" lessons about money. These efforts help young people take an important first step in mastering their financial ABCs -- learning how to save. A "Cookie-cutter" toolkit is available for purchase from the ABA or through the MBA.
ABA Education Foundation's Get Smart About Credit Day Program
As a banker you are uniquely qualified to educate consumers about the wise use of credit. This national event helps young people learn the dos and don’ts about credit now, so they’ll make smart decisions later. Join bankers across the nation in educating high school and college students on Get Smart About Credit Day. A "Cookie-cutter" toolkit is available for purchase from the ABA or through the MBA.
America’s Promise – Banker volunteers are teaching financial skills, providing resources for youth in after school programs and working through America’s Promise to build a brighter future at the local and national levels.
Jump$tart – The Jump$tart Coalition for Personal Financial Literacy seeks to improve the personal financial literacy of young adults. Jump$tart’s purpose is to evaluate the financial literacy of young adults; develop, disseminate and encourage the use of curriculum standards for grades K-12; and promote the teaching of personal finance.
Jump$tart Personal Finance Clearinghouse – this site features more than 500 seperate personal finance education material - books, videos, software, teaching guides pamphlets and web pages - for use in K-12 classrooms.
Scholastic - Money in Motion FREE
A financial literacy program designed to help teachers educate their students on basic financial skills. Targeted to students in grades 7-12 and using reproducible handouts and problem-solving exercises. The material covers a broad range of subjects.
Visa – Practical Money Skills for Teachers FREE
Offers a wide variety of lesson plans for children of all ages and adults. Topics vary and cover banking essentials.
Wells Fargo – Hands on Banking
A useful site to send children to learn about banking issues. The site is interactive allowing students to take self-guided tours through the lessons. It has sections for Elementary, Junior and Senior High, and Adult students. It also offers resources for teachers. Products are available in English or Spanish.
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