Banking Resources

The following is a list of resources that enable bankers to access pertinent information regarding banking issues.

Foreclosure Seminar Information
This information is provided to assist member banks with developing seminars or community events to assist homeowners with mortgage issues.

State of the Economy
Click here for State Treasurer Robert Klein's PowerPoint presentation on the state of the economy given at the 2008 Legislators and Lenders Day.

Regulatory Issues
For State chartered banks contact the OFIS (Office of Financial and Insurance Services) Bank & Trust Division (517) 373-6950.

For Federal chartered banks contact the OCC (Office of the Comptroller of the Currency).

Central District (Chicago) - 312-360-8800
Washington D.C. – 202-874-5000

State Banking Laws
Here, you will find bills, acts and other law resources at the Michigan Legislature website www.michiganlegislature.org. At this site, you can search for bills using key words or bill numbers. It contains pending bills, old bills, and public acts for Michigan.

Record Retention
If you have data retention questions the MBA suggests you purchase the MBA Record Retention & Destruction Manual. The purpose of the MBA’s Record Retention Manual is to provide, in a user-friendly format, the record keeping requirements for Michigan banks imposed by the U.S. Congress, Michigan Legislature, and regulatory agencies. It can be ordered by clicking here.

Do Not Call List
For questions about compliance or registration to the Do Not Call list refer to the Federal Trade Commission website www.ftc.gov.

Compliance Questions
For compliance questions Kirchman's website or services may be helpful www.kirchman.com. Another useful website is www.bankersonline.com. This website has answers to numerous questions and offers some free services.

Miscellaneous Questions:
Answers to miscellaneous banking questions can be found at www.bankinfo.com/quicklinks.html. This site offers answers to some common and not-so-common banking questions.